Zachary Elfman, Finance Expert in Vigo, Spain
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Zachary Elfman

Verified Expert  in Finance

Finance Expert

Location
Vigo, Spain
Toptal Member Since
January 6, 2017

An American, now resident in Spain, 扎卡里在伦敦经济学院完成硕士学位后，继续在伦敦的旅程, 起初是一家私募股权基金的分析师，后来转投一家全球价值对冲基金. Zachary是建模、基础分析和估值方面的专家. As a freelancer, Zachary has completed the sale of a small business, advised on early-stage funding rounds, and acted as interim CFO for upstart companies. When he is not freelancing, he enjoys making wine.

Investment StrategyEquity ResearchValuationFinancial ModelingDue DiligencePrivate EquityFintechDerivativesBudgetingFinancial Planning & Analysis (FP&A)Mergers & Acquisitions (M&A)Interim CFOCFOEconomicsInvestment AnalysisHedge Fund ConsultingStock Market

Career Highlights

Sell-side Advisor
Flooring Solutions, Inc.
Investment Analyst
Noster Capital
Financial Analyst
ARCIS Capital

Education Highlights

Master's Degree
London School of Economics and Political Science
Bachelor's Degree
University of Southern California

Case Studies

Work Experience

Financial Advisor

2022 - 2022
A Crypto Mining Operation Powered by Renewable Energy
  • 预计有三个独立的财务报表和独立的资本结构:能源生产, crypto mining, and carbon credit harvesting.
  • 就三个不同业务部门之间的最佳资本结构提供建议，并为融资目的提供每个部门的估值.
  • 编写一份用于筹款活动的宣传手册.
Focus areas: Budgeting, Fundraising, Strategy

Financial Consultant

2021 - 2021
JustLend
  • 构建了P2P借贷平台的财务模型.
  • 敏感的投入，以确定适当的资本结构和资金需求以及公司预算.
  • 为定价策略和现金流收支平衡提供建议.
Focus areas: Startup Consulting, Modeling, P2P

Interim CFO

2020 - 2021
Online Natural Wine Retailer
  • 掌握了公司的财务状况，并从多个数据源中建立了模型, Shopify, invoices, and more.
  • 为早期股权融资准备一个推介平台.
  • 在整个过程中提供战略财务建议，提供行业专业知识.
  • 提出了多种切实可行的削减成本和提高利润率的方法.
  • 联络银行及其他债务融资来源.
重点领域:成本，商业战略，现金流分析，预算，筹款

Investment Analyst

2020 - 2020
Private Investor
  • 制定了一项投资策略，以利用经济动荡.
  • 根据投资者在回报潜力方面的需求量身定制策略, maximum loss tolerance, and time horizon.
  • 就如何实现预期的财务结果和对冲现有资产持有提出了多种选择.
Focus areas: Portfolio Management, Hedging

Market Researcher

2020 - 2020
Undisclosed Packaging Company
  • 为一家刚起步的包装公司进行全面的市场分析.
  • 建立一个数据仪表板，按地理位置突出显示最有趣的目标市场.
  • Wrote a detailed report encapsulating my findings.
  • 使用数据驱动的方法，同时也突出显示感兴趣的定性项目.
  • 向客户和战略合作伙伴提交报告.
Focus areas: Market Research

Financial Analyst

2020 - 2020
Undisclosed Private Equity Fund
  • 为一家新型私募股权基金建立财务模型.
  • 帮助战略性地确定投资策略.
  • 将投资策略划分为具有不同回报概况的不同“桶”, before aggregating everything.
  • 公司收费和提成结构，以项目潜在回报给普通合伙人和有限合伙人.
重点领域:投资组合管理，战略规划，财务预测，财务规划 & Analysis (FP&A)

Investment Analyst

2020 - 2020
Undisclosed Cryptocurrency Hedge Fund
  • 构建了一个投资组合仪表板来监控波动市场中的基金投资.
  • 从各种来源提取数据以提取重要指标，并查看订单级别上实际发生的情况.
  • 对加密货币的基本原理有了深刻的理解.
重点领域:加密货币，投资组合管理，投资分析，建模

Financial Consultant

2019 - 2020
Blockrize
  • 为一家新的信用卡发行商建立财务和业务模型, which offers cryptocurrency for rewards.
  • 根据市场数据预测财务状况，得出股权和债务融资需求.
  • 就消费贷款业务的危险信号和固有风险向客户提供建议.
Focus areas: Cryptocurrency, Consumer Lending, P&L Forecasting

Interim CFO

2019 - 2020
Undisclosed Short-term Car Leasing Startup
  • 为内部预测和外部筹款努力建立了一个财务模型.
  • 帮助确定和跟踪关键的启动指标，如CAC、LTV、现金消耗率和跑道.
  • 为联合创始人提供持续的高级财务/战略建议.
  • 在公司与种子期投资者谈判期间担任顾问.
  • 重新配置月度会计报告，以更好地跟踪基础业务绩效.
重点领域:融资策略、估值、财务规划 & Analysis (FP&A), Budgeting

Financial Analyst

2019 - 2019
To-be-named Prosecco Brand
  • 为一个新兴的普罗赛克品牌制定了模型和预算.
  • Challenged cost, volume, and pricing assumptions.
  • 确定公司实现收支平衡所需的投资金额.
  • Sensitized key assumptions to determine risk points.
  • Socialized findings with key people in the company.
Focus areas: Modeling, Financial Planning & Analysis (FP&A), Budgeting

Financial Advisor

2018 - 2018
Sepals Mining
  • 为水力发电的新兴加密货币挖矿业务建立了财务模型和投资案例.
  • 评估各种货币的投入成本，并根据不同的加密定价假设对回报进行敏感化.
  • 提出适当的资本结构和资金需求，并计算投资者的回报.
Focus areas: Blockchain & 加密货币，财务报表，投资案例，建模，商业策略

Macroeconomist

2018 - 2018
Quillon (via Toptal)
  • 为即将推出的加密货币设计宏观经济学.
  • Wrote approximately half of the white paper.
  • 为参与货币的所有利益相关者设计了一个供应时间表和激励方案.
  • 对密码学和区块链技术有了深刻的理解.
  • 获得了创建加密货币的第一手经验.
关注领域:市场模型，激励模拟，预测，经济学

Sell-side Advisor

2017 - 2018
Flooring Solutions, Inc.
  • 就商业地板行业的一家小型企业出售提供法律意见.
  • Ran an M&一个从开始到结束的过程——从初始估值开始，一直到结束.
  • 接收意向书，并帮助卖方决定每一份意向书的优点.
  • Negotiated terms directly with the leading bidder, identified a lawyer, 并在合法交易中保护了卖方的利益.
Focus areas: M&A Modeling, M&A (Sell-side), Mergers & Acquisitions (M&A)

Market Researcher (Big Data & MRO)

2017 - 2017
DeLaPorte & Associates (via Toptal)
  • 为考虑进入该领域的参与者进行航空领域大数据和MRO的行业分析.
  • 对市场机会进行评估，并列出现有的主要参与者.
  • Identified red flags in entering the space.
  • 对大数据在航空航天工业中的应用有了很好的理解.
重点领域:市场研究，总目标市场(TAM)

Investment Analyst

2017 - 2017
Treetop AM (via Toptal)
  • 完成对一家在斯堪的纳维亚运营的消费金融公司的初步投资分析.
  • 建立了一个功能齐全但简单的财务模型, with easy access to key inputs to be sensitized.
  • 深入研究公共信息，提高盈利预测的准确性, cash flow, and balance sheet.
  • 强调了消费金融公司的主要风险领域，并特别指出了一些危险信号.
  • Completed everything in a very short timeframe.
Focus areas: Cash Flow Forecasting, P&L预测，信用风险，三陈述模型，估值模型

Interim CFO

2017 - 2017
Seminary Hill (via Toptal)
  • 为一个拥有现有苹果园的家庭提供财务建议，帮助他们建立和经营苹果汁厂.
  • 为内部预测和外部筹款努力建立了一个财务模型.
  • Adjusted an intricate model, in many iterations, to reflect input from a consultant cider master, local government, orchard manager, and family itself.
  • 根据未来现金流预测和融资来源的可用性推导出最优资本结构.
  • 在整个过程中，我都带着自己的葡萄酒行业经验.
Focus areas: Cash Flow Forecasting, Forecasting, Budget Management, Capital Structuring, Financial Advisory, Financial Modeling, Fundraising, Financial Planning & Analysis (FP&A)

Consultant

2017 - 2017
Siren Group AG (via Toptal)
  • 通过分析保险公司的盈利能力，帮助确定潜在客户的定价.
  • 建立了一个简单的财务模型来阐明分析.
  • Conducted market research to determine market norms.
  • 考察了不同国家不同报告标准的保险公司.
Focus areas: Price Analysis, Financial Modeling

Buy-side Advisor

2014 - 2015
Parking Panda
  • 在a轮融资中，为一位高净值人士就一家初创停车平台/应用的600万美元融资提供法律意见.
  • 为公司的财务状况建模，并为这轮投资提供估值.
  • 直接与创始人/CEO协商条款，推进融资进程，保护客户利益.
  • Revised terms and legal documents.
Focus areas: Venture Funding, Financial Modeling

Investment Analyst

2010 - 2014
Noster Capital
  • 分析上市股票，寻找1亿美元基金的潜在投资对象. 投资金额在300万至1,500万美元之间，而且是长期投资.
  • Built highly detailed financial models, developed investment theses, and wrote comprehensive company reports. 专注于金融、能源、电信、零售、科技和制造业领域.
  • 提出投资想法，并与投资团队讨论潜在的投资. Conducted company-specific as well as macro research. 定期与卖方互动，以获得对特定股票和宏观环境的看法.
  • 在任何给定时间内监控最多七家投资组合公司, resizing or exiting positions when necessary. 我们的投资组合非常集中，只持有10到15只股票，所以我们每周只交易几次.
  • 确保与公司管理团队的持续沟通, 有时会提供长期股东的视角.
Focus areas: Revenue & 费用预测，估值，股权研究，财务模型

Financial Analyst

2008 - 2010
ARCIS Capital
  • 建立了两家公司和整个投资组合的复杂财务模型，这些投资组合可能被10亿美元的基金收购. 投资金额从500万美元到1亿美元不等，从风险投资到成熟投资.
  • 每个月筛选或分析大约8个项目(寻找投资). 会见目标公司的管理团队并进行全面的尽职调查. 行业包括电信、科技、制造业、商业服务和零售业.
  • 组织并完成了总共七笔交易，与M&A bankers and lawyers. 协商并设置激励机制，使管理团队适当地协调利益.
  • 监督现有的投资组合公司，与管理团队保持定期联系. 在2009年艰难的经济环境中，我们参与了三次后续投资.
  • 当俱乐部需要交易时，与其他私人股本基金共同投资.
  • 在筹款周期的前期营销阶段，向基金的潜在投资者推销.
Focus areas: Revenue & Expense Projections, Mergers & Acquisitions (M&A), Valuation, Financial Modeling

Summer Analyst

2007 - 2007
Emerging Market Economics
  • 编写了一份关于石油收入透明度的报告&-gas industry on a country by country basis. Published by Transparency International.
  • 定量和定性地评价世界各国的投资风险，为私营公司和组织提供全面的数据库.
Focus areas: Data Analysis
艺术投资是一个有价值的资产类别吗? publication
Publication

Are Art Investments a Worthwhile Asset Class?

http://t8h.qfyx100.com/finance/financial-analysts/art-investments
Image of Lyft vs. Uber: Hailing a Ride to Public Markets publication
Publication

Lyft vs. Uber: Hailing a Ride to Public Markets

http://t8h.qfyx100.com/finance/market-research-analysts/lyft-vs-uber
图像的奠酒前沿:深入了解世界葡萄酒行业出版物
Publication

《欧博体育app下载》

http://t8h.qfyx100.com/finance/market-sizing/wine-industry
Image of Why Tesla? Evaluating the Electric Craze publication
Publication

Why Tesla? Evaluating the Electric Craze

http://t8h.qfyx100.com/finance/equity-research-analysts/why-tesla
供应链的经验教训和机会:从危机出版物中吸取的教训
Publication

供应链的教训和机会:从危机中吸取教训

http://t8h.qfyx100.com/finance/logistics/supplychainlessons
2006 - 2007

Master's Degree in Economic History

伦敦政治经济学院-伦敦，英国

2002 - 2005

Bachelor's Degree in Economics and Philosophy

南加州大学-洛杉矶，加州，美国

Finance

Customer Lifetime Value (CLV), Forecasting, Three-statement Modeling, Private Equity, Hedging, Equity Research, Cash Flow Forecasting, Private Equity Secondaries, Valuation, Financial Modeling, Budgeting, Financial Planning & Analysis (FP&A), Due Diligence, Mergers & Acquisitions (M&A), Revenue & Expense Projections, Venture Funding, Data Analysis, Price Analysis, Fundraising, Financial Advisory, Capital Structuring, Valuation Modeling, Credit Risk, P&L Forecasting, Incentive Simulations, Market Models, Total Addressable Market (TAM), Market Research, M&A (Sell-side), M&建模，融资策略，CFO，消费者贷款，投资备忘录

Output Software

微软Excel，微软PowerPoint，微软Word

Industry Expertise

Banking & Finance, Energy, Financial Services, Travel & Leisure

Geographic Expertise

西班牙，美国，英国，葡萄牙，意大利，法国

Data & Analysis Software

Bloomberg, Capital IQ, Financial Data

Other

eCommerce, Subscriptions, Equity, Investment Cases, Investment Modeling, Global, Equity Investment, Investment Ideas, Trading, Investment Committee Advisory, Investment Strategy, Hedge Funds, Financial Analysis, Finance, Strategy, Blockchain & Cryptocurrency, Derivatives, Fintech, Impact Investing, Options, Interim CFO, Budget Management, Economics, Modeling, Investment Analysis, Portfolio Management, Cryptocurrency, Financial Forecasting, Strategic Planning, Investment Research, Writing & Editing, Models, Pitch Decks, Cash Flow Analysis, Business Strategy, Costs, Financial Statements, Startup Consulting, P2P

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